2024 Irmaa Brackets For Medicare Premiums Over 65. You can easily determine your 2025 part b and part d total premiums by adding the income. For 2024, irmaa only applies to you if your modified adjusted gross income is more than $103,000.

To determine your irmaa, you’ll need to use your 2022 modified adjusted gross income (magi). The irmaa income brackets for 2023 start at $97,000 ($103,000 in 2024) for a single person and $194,000 ($206,000 in 2024) for a married couple.